What are you buying?
Identify the Lutz block, property type and lot. Include the contract and describe the existing layout before discussing what it could become.
Fix and flip loans in Lutz, Florida
See how the connection worksTell us about your project
Share what you know about the Lutz property. Funding within 48 hours is our goal once the project is clear. A submission is not a loan application or approval.
Request Received
We have your Lutz project details and will review them. Watch your phone and email for a response.
Hillsborough's Lutz plan distinguishes the generally semi-rural pattern east of Dale Mabry Highway from planned communities to the west, including Cheval, Villa Rosa, Calusa Trace and Heritage Harbor. It notes exceptions on both sides. Lakes, wetlands and curving roads make the specific lot important, not just the Lutz label.
Separate a semi-rural lot from a planned-community flip
Document access, accessory buildings and drainage or utility questions. This page focuses on Hillsborough projects; confirm the county and keep any association review separate from county permitting.
Compare similar lot sizes and community settings. A Cheval sale should not automatically underwrite an older semi-rural property with different access, systems and site constraints.
Tell Us Your Goal
Answer a few quick questions about your business and funding needs. We are connectors: we take what you tell us and introduce your project to funding sources that fit it.
What will you do to it?
Document access, accessory buildings and drainage or utility questions. This page focuses on Hillsborough projects; confirm the county and keep any association review separate from county permitting.
How will you exit?
Compare similar lot sizes and community settings. A Cheval sale should not automatically underwrite an older semi-rural property with different access, systems and site constraints.
Ready? Send your project and we will take it from there.
Funding within 48 hours
A complete Lutz file includes the local checks behind your plan. Which county and community contain the parcel, and what site constraints affect the proposed work? Identify what is confirmed and what is still open so our funding conversation does not depend on an unchecked assumption. The project checklist lists exactly what to have ready, and the fix and flip vs hard money guide explains how this kind of funding fits.
| Have ready | Why it helps |
|---|---|
| Purchase contract or offer | Shows the property, the seller and the closing timeline |
| Written repair scope | Lets a funding source see what the work involves |
| Recent nearby sales | Supports your estimate of the finished home's value |
| Photos of the property | Shows condition that a listing may not |
| Your exit plan | Explains how and when the property will sell |
Timing depends on the project, the documents and the funding source. A submission is not an approval or a guarantee of funding.
How the connection works
The steps are the same in every town we serve. The full process is in our guide to how fix and flip funding works in Florida.
Send the project
Send the Lutz address, photos and scope. Identify which exterior changes, site questions or prior alterations still need confirmation.
We make the connection
We review the repair plan and resale support, then make a funding introduction. Explain why the selected local sales fit this house rather than just sharing a finished-value target.
Review what comes back
The funding source decides eligibility and documentation. Read the full written offer before you decide whether to move forward.
Questions before you submit
What makes a Lutz repair plan different?
Document access, accessory buildings and drainage or utility questions. This page focuses on Hillsborough projects; confirm the county and keep any association review separate from county permitting. Include the records and photos behind the work you propose.
How should I support my Lutz resale estimate?
Compare similar lot sizes and community settings. A Cheval sale should not automatically underwrite an older semi-rural property with different access, systems and site constraints. Explain the differences that remain between your house and each sale.
What should I confirm before choosing the scope?
Which county and community contain the parcel, and what site constraints affect the proposed work? Ask the relevant office or association about the actual parcel. Mark any unanswered question clearly when you submit.
Are you a direct lender?
No. We are connectors. We introduce investors to funding sources, and the funding source makes its own decisions and provides the actual terms.
Does submitting a project guarantee funding?
No. A submission starts a review and a possible introduction. It does not guarantee a match, an approval or a particular outcome.
Have a property in mind?
Tell us what you plan to buy and improve. We will review the details and connect you with funding sources without promising an outcome.
Submit your project